My Shining Light

No Need For Health Concerns

Medical Cover –USHEALTH Group As An Option

Our health is as important as our work. One cannot work and carry out their normal duties when they are not he lathy that is why health issues must come first. On the other hand one cannot prevent a disease from attacking them but, one can be ready for any emergency in the case of illness. To get ready means to take a medical cover that will assist one in case of an emergency and they do not have cash to pay the hospital bill or they cash they have exceeds the medical bill inquired. Several insurance organizations have come up with the medical cover policy to cover their clients, and it is upon an individuals to choose the beat insurance company that suites them. See more of USHEALTH Group on Facebook

USHEALTH Group Inc. is a family of companies that have come together with a primary purpose of delivering quality health cover. The medical insurance group has their Headquarters based in Fort Worth, Texas. The company has been distributing their services as well as medical cover policies through their subsidiaries including; national Foundation Life Insurance, and Freedom Life Insurance Company of America. Through the affiliates the firm is devoted to provide modernized life insurance for specified sickness, and accident t and disability insurance cover resolutions regardless of the individuals’ income whether they are self-employed or they are employees. The group has served for more than 50 years delivering their reliable and excellent services and products to more than 15 million clients.

USHEALTH Group values and believes in their customers. They understand well that every customer has a different need and that they need must be satisfied. That is the reason why the organization is a leader in the provision of covers which include specified illness, and accident and disability. USHEALTH Group is so much concerned about the needs of their clients and they a flexible, reliable, and affordable medical policy that is custom made for each of their clients regardless of their budget. USHEALTH has advisors who guide their clients through the medical covers and help make the right choice. Through the advising agent the clients are assured of extraordinary buying experience that is accompanied by professional guidance. Every day the company is committed to build a lasting and strong relationship with their clients. Read more on for more info.

USHEALTH Group is founded on a strong mission which is referred to as HOPE. This is Helping Other People Everyday. The management a t USHEALTH Group believes that the acronym is a wiser name for their management team, their staff, as well as the contracted agents who work independently. The firm works to make their mission a reality by serving others diligently in order to improve their lives. Year after year the medical cover group has been honored for their services and products. Learn more:


Life Insurance is Important to Have

Choosing life insurance is not as easy as it may seem. There are a few different options out there, and it is important to make the right choice. Fortunately, there are many great life insurance companies such as Freedom Life Insurance.

Freedom Life Insurance offers many different types of life insurance such as term and permanent insurance policies. Term insurance may be a good choice if life insurance is only needed for a certain amount of time. Term insurance may also be a good choice if the policyholder is somewhat limited to a budget but still needs life insurance.

There is also insurance known as “convertible” insurance. This type of insurance is ideal for those wanting to convert to more permanent insurance without having to get a medical exam in order to get higher premiums.

Premiums are always going to be the least expensive when the policyholder is younger and will eventually increase each time they renew since their age will have increased somewhat by then. Depending on the policy, it may be necessary to do an exam at the time of renewal in order to get the very best rates. Click on this link to see more:

Permanent life insurance may be a good pick if life insurance is desired for the entirety of life. A permanent life insurance plan will pay out a death benefit whether the policyholder passes away in the near future or much later.

A permanent life insurance plan can help the policyholder to gain a savings that will grow without being taxed and can even be used as borrowed funds.

The premiums for permanent life insurance policies tend to be higher than those for term insurance, but the premium will stay stationary no matter what the age of the policyholder is. Term insurance will go up with age.

Freedom Life Insurance is a great place to start. Insurance is a great thing to have whether it be term, permanent, universal, variable, or any other type of insurance. It’s always best to have the extra security of life insurance. Read more about Freedom Life Insurance at Bloomberg.


What you Need to know about Selecting the Right FreedomLife Insurance

Life insurance is more than just about receiving a death benefit after a person passes away. It can provide a lot of advantages to the living as well. There are many different types of life insurance and trying to find the best fit can be challenge. However, if a person keeps reading the following material they will be able to understand how to select the right life insurance for their situation.

There are two basic types of life insurance. Freedom Life Insurance is company that provides basic protection and long-term protection. Basic life insurance is known as term insurance. This type of coverage just provides a person’s family with death benefits in the event they pass away.

All a person has to do is pay their monthly statements up until the time they die. Once they pass away, their family will receive an allotted amount that they had set up for their coverage. This is a common basic life insurance benefit offered by Freedom Life Insurance.

Long-term protection is more complex. This type of coverage is best suited for people who want to do more than just pay for their burial or to leave money behind for their families. Long-term life insurance is known as permanent insurance. There are 3 types of permanent life insurance. Read the article at to know more.

Whole life insurance allows policy holders to build cash value while they are alive. This type of coverage allows a person to borrow money from their policy on an annual basis. If they decide to borrow some cash from this policy, they will have less benefits to payout in the event of their death.

Universal life insurance is set at a fixed rate that will never change during the course of the policy. This rate will never change over a period of time. Variable universal life insurance is more complex than the other types. People who hold this type of life insurance can invest their cash value into the stock market.

This type of life insurance policy is suited for people that like to make money with their insurance coverage. This is an exclusive type of policy that is offered through Freedom Life Insurance for customers that qualify. Each of these coverage types can offer benefits anywhere from a few thousand dollars to millions. The benefit amount will depend on the company offering the policy and the coverage amount of the policy holder.

Read more:

USHEALTH Group Gives People Options with Health Insurance

In the past, there were not many options that people had when it came to their health insurance. They knew they could get insurance through their employer, but some people struggled to realize this was what they would have to do. Other people, who did not have health insurance through an employer, were not able to receive the best options. They didn’t get the healthcare they needed and that was something that made it difficult for them.

See more of USHEALTH Group on Facebook

They also didn’t have the option to feel safe and secure when it came to how they were doing their things in the best way possible. Because of this, USHEALTH Group knew they had to do something to make a change. They wanted things to get better and they wanted to help people with the many health insurance issues they had on their own. It was their goal to give the community exactly what they needed.

By paying close attention to how they were helping customers, USHEALTH Group was giving everyone a great opportunity. They were also making sure they could do things right for their customers because of the options they had. As long as they were providing people with everything they needed, USHEALTH Group was continuing to make a positive impact in the health insurance community. It all went back to be part of their goal to be the best they could be no matter what issues people were having. Read more about USHealth Group at

The company originally only offered individual plans for those who were in need of them. They knew this would not be sufficient in the long run, but they knew it would be the best way to do things. They also knew things would get better and they wouldn’t have to start working to make things easier. There have been other opportunities that people feel they can use to make things better but, USHEALTH Group is the only health insurance company that can actually give that to the people who they are working with. They know it will be the best opportunity for them to do well and they know what it will take to give people the things they need in those situations.

As long as they were doing well with individual plans, USHEALTH Group wanted to do more. They decided to start offering family plans for those who wanted to use them for their insurance provider. With these family plans, people could add different members of their family onto their insurance. It would help them make sure their entire immediate family was taken care of no matter what health issues they were trying to deal with in different instances. It all went back to how they could do the best job possible for customers.

Click on this link to see updates:

Troy McQuagge Acknowledged by One Planet Award

Troy McQuagge is a serial entrepreneur, business executive and sales professional. He has more than 30 years of vast know-how in health insurance. He primarily concentrates on start-ups and small business proprietors. McQuagge was born in Panama City, Florida and later attended the University of Central Florida where he graduated with B.A in legal studies.

In 1983, Troy began working at Allstate Insurance, where he gained skills for a couple of years. On September 1996, he shifted to HealthMarket where and worked for 11 years as the president. Under his leadership HealthMarkets Agency, a marketing firm, significantly improved its yearly sales and revenue turnover. In 2010, McQuagge became the CEO and the president of USHEALTH Advisors where he is up-to-date. Troy has been known for his ability to find solutions difficult situations in the firm. Currently stationed in Coppell, Texas, Troy is termed by his colleagues to be a goal minded and visionary leader.

The Company

Troy McQuagge as the president of USHEALTH manages the project whose results were the unveiling of USHEALTH Advisors. The advisory branch objective was to be a distributive agency. In 2014, Troy McQuagge was elected the CEO of USHEALTH Group. His focal point was on individual insurance below the age of 65 and oversaw the firm’s development and an increase in profit margins.

USHEALTH Group is located in Fort Worth, Texas. The firm’s duty entails the distribution of insurance and its functioning. It focuses on small businesses, and self-employed individuals offering them the service health insurance. USHEALTH Group with the help of its experienced employees and agents has taken the profits to reach a new high in the health industry. From his effort and commitment, McQuagge was awarded the 2016 gold award in the CEO category by One Planet Award.

The Award

The Planet one Award acknowledges greatness in both individuals and businesses in any industry. The Award seeks to recognize individuals with vast leadership, innovation, organizational performance, corporate social responsibility, new product and services development capabilities. Any organization, may it be a non-profit or profit-making, limited or unlimited liability, and new or existing firms are given an opportunity to apply for the award for nominations. Check more:


Elysium Health Provides Reliable and scientifically proven supplements

Researchers and scientist have been carrying out studies spanning into several decades before they can conclude the effects of specific compounds when used in the Human body. The FDA has standards that every drug or food should meet before being sold to the general public. Leonard Guarente who is an MIT scientist embarked on a journey to research and analyzed the effect of nicotinamide adenine dinucleotide NAD on mice and worms. He has founded Elysium Health as a startup company that is selling a product named Basis that reduces the extent of aging in a human being.

The effect of NAD has already been tested in mice and worms and has been proven that it elongates their lives as it reduces aging. The only problem is that it is almost impossible to state with certainty that the same effect or reduced aging will be experienced in a human being within a specified duration of time. For this reason, Guarente says they decided to sell the drug as a nutraceutical which can be sold without trials and approvals by the FDA. Along with Co-founders Eric Marcotulli and Dan Alminana, Elysium Health is looking to sell the blue colored Basis pill as a supplement and after that make a follow up on the clients involved. The Compound NAD is used by the cells to carry out metabolic reactions.

NAD compound decreases as age advances in human beings. According to Guarente, Elysium Health will meet all the standards that are demanded by the pharmaceutical board. He also says that the company will add other lab proven compounds to its product line without going through the FDA process. Karplus who is an 85 years old professor of Harvard said that he is eagerly waiting to get the Pills. Basis will be going for $ 60 per month or a $ 50 only for subscribed members. According to NirBarzilai who is the director of the Institute for Aging Research at Albert Einstein College of Medicine located in New York, NAD replacement is one of the most exciting things happening in the field of biology today, but the FDA has not approved the findings.

Elysium Health is a company that was founded with the main mission being to elongate the lives of people through science and technology. The company aims at promoting healthy lives through their scientifically proven and sound products. The company is collaborating with world-class scientists and Nobel Prize winners. Among the top advisors and scientists include Daniel Fabricant, Eric Kandel, and Thomas Sudhof among other brilliant minds. While conducting research, Elysium Health has partnered with top stakeholders from Harvard University, University of Cambridge and that of Oxford. By performing an in-Human study, Elysium proved that Basis increases NAD levels by 405 after four weeks of usage.


Why Are So Many People Enrolling In Innovacare Health Insurance Program?

Innovacare Health has become a top choice of healthcare options for many citizens across the country. If you are not sure about what you can do to ensure that you are setting yourself up for success, part of it has a lot to do with protecting your health. One of the best ways of ensuring that this occurs is by enrolling in a healthcare program that provides you with everything that you need to live a healthy life.

Enrolling in a healthcare program is more than about having assurance of knowing that you’re protected, it has a lot to do with knowing that should you become sick, you will have a group of professionals by your side who will ensure that your recovery process is as easy as possible. Many people are unaware of the benefits that can be had from enrolling in health insurance packages. One of the benefits of choosing Innovacare Health insurance options specifically is that they also provide physician services. This is beneficial for anyone who may have become hurt in an injury, or if they are working on recovering from surgery. The physician services are conducted by some of the fields best professionals of therapists. You will certainly be receiving value when considering their services.

Read more article about Innovacare at Yahoo Finance

Innovacare Health is perhaps a reflection of the values and excellence of its CEO, Rick Shinto. Rick Shinto has shown time and time again through the work that he provides that he’s a great figure who truly cares about the progress of communities in the nation. Rick Shinto has earned the Entrepreneur of The Year award in 2012 and has provided services to businesses and communities alike. He is perhaps one of the reasons some people have chosen to enroll in Innovacare Health care as they may know about the quality person that he is and believe in his efforts of making the nation better by providing people with what they need, which in this case, is health insurance.

If you are looking to enroll in Innovacare Health insurance options, be sure to visit the website at to get an insight on further details and the steps that are required for you to take to enroll.


Copa Star a World Class Hospital

Copa Star Hospital was inaugurated in October 2016 after being constructed for three years; it is a world-class hospital located in South Rio. Technology at the hospital is top notch, and patients who have stayed for long can do video conferencing to feel in touch with social world; the top-gear diagnostic center and MRI machines are found only in selected hospitals around the world and with this patients do not need to go elsewhere for services. The hospital is 21,000 square meters and seven floors, big enough to accommodate many patients; this is a hospital that can never be congested.

Patients can also access control of lights and curtains through an iPad; they can also receive MRI images and communicate with doctors and staff on the same iPad. Every aspect of the hospital is inviting and has high-quality setting; their dining area is comfortable and has an excellent menu to pick from, the foods served are prepared by great chefs. The corridors do not have the feeling of being in the hospital and visiting lounge is inviting.

Professionals of Copa Star went through intensive training to be suitable to offer the clients high-class services; prior to the training, they were selected from the best so they can give qualified services. It has over five hundred employees, and one hundred and thirty are doctors; here patients can get maximum attention from the professional at any time because of the ratio of clients and practitioners, is perfect.

At Copa Star privacy for celebrity patients, is high; entrance and exits are built in a way that they can come in and out without public noticing; the staffs are also trained to deal with such clients. With all this world-class facility and building, Copa Star assures customers that their health comes first, that is not just about the beautiful infrastructure. They aim at giving a pleasant environment for recovering after treatment; Executive Director of D’Or, Rodrigo Gavina believes a favorable atmosphere will make recovering fast.

Copa Star hospital’s founder, president, and cardiologist, Jorge Moll says the hospital is an alternative to flying out to seek medical assistance. They are planning to open other branches around the world with as time goes. Meanwhile, if you are thinking of high-class hospital Copa Star is the place to go. Visit their page on

The Manse On Marsh Lifestyle

Expensive nursing homes. Basic amenities far away from the dwelling. Mediocre services. There are some of the ingredients for stress and anxiety after retirement. They also represent safety concerns that should be considered especially when it comes to senior citizens. Although this holds good for everyone, it is particularly important when those who will be using accommodation almost all the time are the most vulnerable : retirees.

The Manse on Marsh addresses the needs of people in their golden years. It is not uncommon for these senior citizens to choose to live away from their families for many reasons. Those preferences are clearly addressed and their concerns met at an assisted living facility like the Manse on Marsh in San Luis Obispo. This facility offers everything that its residents need, such as fresh meals, bedding, laundry service, cleaning service, medical care, transportation, entertainment and so on. People with special needs are also taken care of through individually assigned caretakers at this facility. The team of physicians and nurses will make sure that residents are getting the needed care on time. Additional medical facilities are at a close proximity to the center as well.

With that in mind, safety and security should also reign as a primary factor when one is considering an assisted living facility like this. The goal of the Manse on Marsh is to prevent issues and make the life of the residents comfortable and peaceful. Good food, great atmosphere and lifestyle are the ingredients of the Manse on Marsh. Safety and other features enhance the mix. OurParents tells that every accommodation space comes with bedding, bathroom and storage area. A clear instruction permits the safe living and movement for these residents. There are many options to choose from at this facility and you will be guided to select the best option for your needs and budget.

What kind of medical treatment do you need? Are you able to do your daily chore? Do you want to pursue your dreams while living independently? All these questions will be answered promptly. Whatever you decide on will be something you will live with every day that will make your life easy. The way to get the most for your money without compromising quality is to be at this facility. The features that this facility offers are intended to improve the efficient use of your time spent there. Contact them online for further information.

Debunking the Myths about Vaginal Rejuvination

There has been a new trend coming about in the world of cosmetic surgery. This trend has to do with vaginal rejuvenation. There are many individuals who do not fully understand to the full extent what this entails. There are many myths placed along with this procedure. The first large myth that cosmetic surgeons are trying to debunk is the myth that this procedure only exists because of unrealistic expectations from men about how a woman’s body should look. Top cosmetic surgeons are now stating that the push for this new trend in female cosmetic surgery is brought about due to comfort related issues that women are facing. Tightening from the procedure can help to reduce the risk of urinary leakage. Another myth is that vanity is taking over and causing women to feel they need to undergo these procedures. However, it is becoming more common for procedures like these and laser hair remove to be the norm.

Dr. Jennifer Walden is a leading expert when it comes to female genitalia surgeries. She has been able to create a whole new mentality about this procedure due to her expertise. During her time as a cosmetic surgeon, she has been able to bring about change in the industry that has helped women all over the world.

Dr. Walden has been able to create a great deal of success not only for herself but for the industry as well. She has raised the bar in overall cosmetic surgery and especially female cosmetic surgery. Dr. Walden has been named as one of the top cosmetic surgeons in Texas and the nation.