Menu

My Shining Light

No Need For Health Concerns

Troy McQuagge Acknowledged by One Planet Award

Troy McQuagge is a serial entrepreneur, business executive and sales professional. He has more than 30 years of vast know-how in health insurance. He primarily concentrates on start-ups and small business proprietors. McQuagge was born in Panama City, Florida and later attended the University of Central Florida where he graduated with B.A in legal studies.

In 1983, Troy began working at Allstate Insurance, where he gained skills for a couple of years. On September 1996, he shifted to HealthMarket where and worked for 11 years as the president. Under his leadership HealthMarkets Agency, a marketing firm, significantly improved its yearly sales and revenue turnover. In 2010, McQuagge became the CEO and the president of USHEALTH Advisors where he is up-to-date. Troy has been known for his ability to find solutions difficult situations in the firm. Currently stationed in Coppell, Texas, Troy is termed by his colleagues to be a goal minded and visionary leader.

The Company

Troy McQuagge as the president of USHEALTH manages the project whose results were the unveiling of USHEALTH Advisors. The advisory branch objective was to be a distributive agency. In 2014, Troy McQuagge was elected the CEO of USHEALTH Group. His focal point was on individual insurance below the age of 65 and oversaw the firm’s development and an increase in profit margins.

USHEALTH Group is located in Fort Worth, Texas. The firm’s duty entails the distribution of insurance and its functioning. It focuses on small businesses, and self-employed individuals offering them the service health insurance. USHEALTH Group with the help of its experienced employees and agents has taken the profits to reach a new high in the health industry. From his effort and commitment, McQuagge was awarded the 2016 gold award in the CEO category by One Planet Award.

The Award

The Planet one Award acknowledges greatness in both individuals and businesses in any industry. The Award seeks to recognize individuals with vast leadership, innovation, organizational performance, corporate social responsibility, new product and services development capabilities. Any organization, may it be a non-profit or profit-making, limited or unlimited liability, and new or existing firms are given an opportunity to apply for the award for nominations. Check more: https://insurancenewsnet.com/oarticle/Troy-McQuagge-is-Slated-to-Head-USHEALTH-Group-Inc-a-489547

 

Making Decisions About the Right Kind of FreedomLife Insurance Can Be Important

Life insurance is the perfect vehicle as it supplies an instant estate at the very moment a person passes away, and the price is discounted tremendously. The Freedom Life Insurance Company offers a very good program for customers to plan their life insurance estate and the policies to back the planning.

There are two types of life insurance, term life coverage and permanent life coverage. Term life is really temporary coverage as it will always expire at a certain date. Term coverage can be purchased by time periods of 10, 15, 20 and 30-year time-spans. This type of coverage is the least expensive due to its limited time of coverage.

Permanent life insurance is just that. It is permanent and does not expire like term does. In addition, term can go up in price but permanent live coverage does not. Permanent coverage will remain the same in price and coverage after it is issued until the insured dies or reaches age 100 when it will mature and pay the policy owner the face amount of the policy.

Permanent life insurance has a cash value which the policy owner can borrow. If the insured dies the death benefit will be the face amount of the policy, less the loan amount.

Most life insurance planning agrees that younger people with families will be better served to own lots of term insurance because of the need to protect the children from the financial woes of an early death of a breadwinner, and that permanent life insurance is necessary when we get older to cover final expenses and retirement.

Freedom Life Insurance agrees with this concept.

Most life insurance planning sequences will use a combination of term and permanent coverage depending on the needs and wishes of the clients. It is possible by using both types of policies in one plan allows for the maximum use of protection and cash accumulation to meet a budget that the insured feels is affordable. Freedom Life Insurance agrees with this concept.

Most term insurance plans are convertible which means that they can be converted to permanent policies regardless of the health of the insured. So once term insurance of a convertible nature is in effect, it can be changed to permanent coverage at any time before it expires. Follow myshininglight.com at Facebook.